With all these years of banking experience behind me... I am fortunate to have an opportunity to train fresh graduates for banking jobs... Enjoying the whole experience....
Journal of a mortgage agent in India
Thursday 12 December 2019
Sunday 8 December 2019
Was away for last 5 days... So could not post... Very occupied...
One more perk of being self employed.... You don't necessarily have to compromise on your personal space when on leave or away from work....
What lies ahead.... The market seems to be improving.... At least from the kind of number stye leading banks are clocking and with healthy delinquency levels... This information gives a boost to the confidence levels as it only remains a question of meeting the right people now to get numbers...
What lies ahead.... The market seems to be improving.... At least from the kind of number stye leading banks are clocking and with healthy delinquency levels... This information gives a boost to the confidence levels as it only remains a question of meeting the right people now to get numbers...
Tuesday 3 December 2019
The perks of being self employed... No need to ask boss for leave..
Such a relief this is... No cooking up stories, no waiting for his mood to get better....decide and move on... Period....
Monday 2 December 2019
References are the key...
Need to connect with all old customers who can refer clients to me.... Some correlation here.. I think this is better than shooting in the dark...
Sunday 1 December 2019
A new month....time to touch base warm leads...
1. Warm lead hot created on the last day of last month... A very wealthy client looking to shift his loan from one financier to another...main reason being wrong commitments made by them and now not being honored... Also undue charges levied to him... The difference between verbal commitments and written ones... Common in this industry....
3. Task for today.... The case disbursed on 30th November was done with few OTC(over the counter) approvals... Those need to be concluded today by coordinating with the bank... Also few formats to be shared with the customer so that he can simultaneously get those procured while his case his getting disbursed..
3. Task for today.... The case disbursed on 30th November was done with few OTC(over the counter) approvals... Those need to be concluded today by coordinating with the bank... Also few formats to be shared with the customer so that he can simultaneously get those procured while his case his getting disbursed..
Friday 29 November 2019
Another world day started at 8 am at client's place...
Since there are many many documents that need to be signed... And all do not get ready simultaneously..... It results in these multiple visits..
Thursday 28 November 2019
Reaching a customer's place at 7 am in the morning....
So a case got approved late last night....the month end is on 30th and the case is big and counted in months target figure... Had a con call with customer late at night.... Got to know he is leaving at 630 am in the morning... So went to him at that time for getting all the documents signed and discussing the terms of the deal....just another day...
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Trying my hand at banking training as well..
With all these years of banking experience behind me... I am fortunate to have an opportunity to train fresh graduates for banking jobs... ...
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So, this wise customer who has never taken a mortgage loan in the past wanted me to make him understand the way a DOD limit works... I expl...
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Have procured a 5 cr file from an acquaintance.... Only one bank can offer this much to that customer....so I can only apply there.... But ...
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So the customer has signed all the documents and handed us over the property documents as well.... Guess what, the bank still needs to take...